Many Americans are ill-prepared for retirement and are highly anxious about their ability to retire.
The 3 single largest concerns of older Americans:
- Cost of Health Care – 49%
- Losing their independence – 41%
- Changes in Medicare – 38%
Join Rob Haynie and find out how a life settlement can provide your clients the funds needed for their retirement.
There are roughly 38 million life insurance policies owned by American seniors with a total death benefit of more than 3 trillion.
As it stands today, nearly 88% of universal life insurance policies and almost 85% of term life insurance policies never actually result in a death claim.
There are many reasons why people buy life insurance and they should BUT what happens when things change and the original reason they bought life insurance no longer applies or exists? What can they do?