The new Highlander 7™ is a single premium deferred fixed indexed annuity that allows your clients to accumulate funds, benefit from tax deferral, and maintain a simplified allocation.
Some of the product features include:
- Limiting the risk of market fluctuation
- Helping your clients avoid poor market timing
- Providing guaranteed income for the rest of your client’s life1
- Better potential to keep pace with inflation
- Tax deferral on interest and index gains
- Simplified index strategies
- No up-front or annual fees2
1 This Benefit is available under the Life Annuity Settlement Option. Please refer to the Contract for full details.
2 The Account Value may be subject to Withdrawal or Surrender Charges. Please refer to the Contract for full details.
Learn more about all of the features of the Highlander 7™ by contacting Guggenheim Life and Annuity Company’s Marketing Department at (800) 767-7749 or by email at email@example.com
Complete the form to download the sales kit!
The “S&P 500” and “S&P MARC 5%” are products of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”) and has been licensed for use by Guggenheim Life and Annuity Company. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). It is not possible to invest directly in an index. Highlander is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P or any of their respective affiliates (collectively, “S&P Dow Jones Indices”). S&P Dow Jones Indices does not make any representation or warranty, express or implied, to the owners of the Highlander or any member of the public regarding the advisability of investing in securities generally or in the Highlander particularly or the ability of the S&P 500 or S&P MARC 5% to track general market performance. Past performance of an index is not an indication or guarantee of future results. S&P Dow Jones Indices only relationship to Guggenheim Life and Annuity Company with respect to the S&P 500 and S&P MARC 5% is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices and/or its licensors. The S&P 500 and S&P MARC 5% are determined, composed and calculated by S&P Dow Jones Indices without regard to Guggenheim Life and Annuity Company or the Highlander. S&P Dow Jones Indices has no obligation to take the needs of Guggenheim Life and Annuity Company or the owners of Highlander into consideration in determining, composing or calculating the S&P 500 or S&P MARC 5%. S&P Dow Jones Indices are not responsible for and have not participated in the determination of the prices, and amount of Highlander or the timing of the issuance or sale of Highlander or in the determination or calculation of the equation by which Highlander is to be converted into cash, surrendered or redeemed, as the case may be. S&P Dow Jones Indices has no obligation or liability in connection with the administration, marketing or trading of the Highlander. There is no assurance that investment products based on the S&P 500 or S&P MARC 5% will accurately track index performance or provide positive investment returns. S&P Dow Jones Indices, LLC is not an investment or tax advisor. A tax advisor should be consulted to evaluate the impact of any tax-exempt securities on portfolios and the tax consequences of making any particular investment decision. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice.
S&P DOW JONES INDICES DOES NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE S&P 500 OR S&P MARC 5% OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&P DOW JONES INDICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY GUGGENHEIM LIFE AND ANNUITY COMPANY, OWNERS OF THE HIGHLANDER, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE S&P 500 AND S&P MARC 5% OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&P DOW JONES INDICES AND GUGGENHEIM LIFE AND ANNUITY COMPANY, OTHER THAN THE LICENSORS OF S&P DOW JONES INDICES.
This material is for informational or educational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance, or needs of any specific person. You should work with your agent to discuss your specific situation. In providing this information, Guggenheim Life and Annuity (d/b/a Guggenheim Life and Annuity Insurance Company in California) (“Guggenheim Life”) is not acting as your fiduciary as defined by the Department of Labor.
Guggenheim Life, whose office is located at 401 Pennsylvania Parkway, Suite 300, Indianapolis, Indiana, issues the Highlander 7 on form number FIA-INDEX-07 or a variation of such. The Highlander 7 and/or certain features may not be available in all states. Guggenheim Life is not licensed in New York. Annuity contracts contain limitations. Please consult the contract for more details regarding these limitations such as, if applicable, varying surrender periods, surrender charges associated with early withdrawals and market value adjustments. Annuity contracts involve investment risk including possible loss of value. This material is provided for clarification of benefits which may be included in the contract when it is issued. It is for informational purposes only. In the event of any ambiguity or conflict of terms between this material and the annuity contract, the terms of the annuity contract shall be controlling. Neither Guggenheim Life nor its representatives provide legal or tax advice. For legal or tax advice concerning your specific situation, please consult an attorney or tax professional. Guarantees are based on the claims-paying ability of Guggenheim Life.
This material is intended for insurance agent use only and is not intended for use with the public.
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